Getting Pre-Qualified
When shopping for a home, you want a realistic idea of what you can afford and how the purchase will affect your monthly budget. That's why getting pre-qualified is so important. It clarifies the path forward. Also, if you're pre-qualified you can move smoothly to the closing of your loan as soon as you sign a contract. Our pre-qualification process is quick, easy and free. We simply review your financial situation and work with you to determine what you can afford. If you decide to use another lender or hold off on purchasing a home, you are under no obligation to us.
Step 1: Submit an Application
Complete a home loan application, which you can easily access from our website. The application asks for income and employment information, assets and liabilities, and the type of mortgage and loan terms you want. If you have questions or want to know more about the mortgage loan process, reach out to one of our loan officers. They can provide guidance on choosing the best loan for your situation.
Step 2: Loan Officer Consultation
Once we receive your application, we will pull your credit report. The loan officer will contact you and ask questions to better understand your goals. Using all of this information, the loan officer will discuss with you the home loan options available to you. They will answer any questions you may have and provide you with a baseline idea of what you can afford.
