Business Debit Card

Business Credit Card

Wire Transfer

Credit Card Processing

Direct Payments

Payroll Direct Deposit

Positive Pay Fraud Protection

Visa® Business Debit Card

As a business leader, you need total control over your finances. Use this debit card--while enoying all the extra conveniences and savings that come with it--to pay for your business supplies and other expenses directly from your business checking account.

  • Enjoy faster checkout
  • Always have "exact change"
  • Easily track every purchase
  • Count on automatic fraud protection
  • Use it at places that don't take cash
  • Earn cash back with purchase reward offers
  • Variety of alerts available delivered by text message or email
  • Instant issue at any of our branches

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Business Credit Cards

As a business owner, you know better than most the importance of having access to cash flow and financial flexibility. A credit card can help you accomplish just that--and then some, like keeping your personal expenses separate from your business expenses. Plus, you'll earn rewards on the expenses you charge. Our credit card program also puts expense management tools at your fingerprints.
 
Choose from our popular business credit card options such as low rate, cash back or flexible rewards to find the one that works best for your business. No matter which card you choose, your business will benefit from important features like:
 

• Free online expense reporting tools.

• No fee for additional employee cards.

• Mobile payment capability for added convenience.

• Zero Fraud Liability.* You won’t be liable for fraudulent purchases when your card is lost or stolen.

• Cardmember Service available 24 hours a day/365 days per year.

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* Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.
The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Wire Transfers

One of the best ways to send money quickly and safely is through wire transfers. We process both domestic and international wires, allowing you to send or recieve funds with same-day availability. Visit our branch to get started, and know that you've got a team of bankers here committed to making the life you're living better.

If you are interested in transferring funds using a wire transfer, please consider the following:

  • We can only process wire transfers for collected funds.
  • To protect your money, we will only send wires after we have properly identified you as the sender.
  • Wire instructions should be obtained directly from the receiving bank.
  • For domestic outgoing or incoming wire transfers, our cutoff time is 4:00 p.m. CST.
  • For international wires, our cutoff time is 2:00 p.m. CST.
  • For same day tax payments, our cutoff time is 2:00 p.m. CST.

More questions or need our wiring instructions?

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Credit Card Processing

When you're ready to accept credit card payments, whether at point-of-sale, online or by phone, we'll do our part to ensure a smooth transition. Our processing services allow you to accept nearly unlimited combinations of payment methods and currencies from any device-and you get personalized guidance for your business.

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Direct Payments

When you collect payments electronically, you make it easier to receive funds. It's ideal for recurring receivables such as subscription and membership fees, premiums and other payments. In most cases, direct payments cost less to process than paper checks.

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Payroll Direct Deposit

(also referred to as ACH Origination)
This valuable benefit for your employees is a big win for you too. You'll realize a more efficient way to handle payroll distribution, eliminating the expense of stop payments and reissues for lost or stolen paychecks. Save time and costs associated with printing, writing and mailing checks.

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Positive Pay Fraud Protection

Fraudulent activity can erase all your efforts to grow profits. With this service, you minimize the risk of check fraud, taking a proactive stance to protect what you've built. It works by comparing the checks your business issued to the checks that are trying to clear your business account.

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