Home is where your greatest, most personal stories are played out each and every day. Your financing should support your needs and goals. At Golden Belt Bank, we ensure your mortgage is written just for you. But our involvement goes beyond that. Since we remain the servicer throughout the life of your mortgage loan, whenever you have a question or a concern, we’re right here—in person and ready to help.
Getting Pre-Qualified
When shopping for a home, you want a realistic idea of what you can afford and how the purchase will affect your monthly budget. That’s why getting pre-qualified is so important. Our pre-qualification process is quick, easy and free. We simply review your financial situation and work with you to determine what you can afford. If you decide to use another lender or hold off on purchasing a home, you are under no obligation to us.
First-Time Homebuyer
If you have limited savings and a low-to-moderate income, you may be able to purchase a home with either a very low or no down payment. We offer multiple loan programs to first-time homebuyers to ensure your mortgage needs get the attention they deserve.